RateMatchUp.com is not a lender or financial institution. We facilitate comparisons for users to find the best rates for various financial products. All decisions and agreements are the sole responsibility of users and providers.
Loan availability and eligibility depend on state regulations, provider policies, and applicable laws. Users should verify these terms independently before proceeding to the Loan Comparisons page.
Offers are not guaranteed. Various factors such as creditworthiness and income may influence available rates or terms. Users may qualify for lower amounts or may not receive offers at all.
RateMatchUp.com is not liable for inaccuracies or misunderstandings of information provided by service providers. Users are responsible for ensuring clarity before signing any agreements found via our Get Quotes service.
Short-term and high-interest loans should be pursued cautiously. Users are advised to consider their long-term financial stability before engaging in these options to avoid potential debt cycles. For more insights, visit our Privacy Policy page.
Effective Date: May 14, 2024
Last Updated: May 14, 2024
Welcome to RateMatchup.com ("RateMatchup," "we," "our," or "us"). By accessing or using our website, services, forms, or any related features (collectively, the "Site"), you agree to be bound by these Terms of Use ("Terms") and our Privacy Policy. If you do not agree, do not use the Site.
By accessing or using the Site, submitting a form, or providing your information, you:
RateMatchup operates as a marketing and lead generation platform that connects users with third-party lenders, service providers, and other entities ("Network Providers") that may offer financial products or services. We are not a lender or broker and do not make credit decisions. Any relationship you enter into with a Network Provider is governed by that party's terms and policies.
You agree to:
We reserve the right to suspend or terminate your access if we suspect violations of these Terms.
By submitting information through the Site, you authorize RateMatchup to share your information with Network Providers and their marketing partners so they may contact you regarding relevant products and services. These parties may contact you through calls, texts, or emails using the information you provide.
By submitting a form or providing your contact information, you provide your express written consent and electronic signature authorizing RateMatchup, its Network Providers, their marketing partners, and agents to contact you at the number(s) and email address provided. This contact may be for marketing purposes and may use automated technology, including autodialers, selection systems, robocalls, prerecorded, AI, or artificial voices, even if your number is listed on any Do-Not-Call registry. Message and data rates may apply. Message frequency varies. You may reply "STOP" to opt out of texts, click unsubscribe in emails, or email info@ratematchup.com to revoke consent in writing at any time. Your consent remains valid until revoked in writing. Consent is not required as a condition of purchase or to use the Site.
You agree that Network Providers may also contact you independently under their own policies.
All content, design, trademarks, and materials on the Site are the property of RateMatchup or its licensors. You may not copy, distribute, modify, or use any materials without prior written consent.
The Site may contain links or connections to Network Providers and other third-party sites. We do not control these third parties and are not responsible for their content, services, or practices. Interactions with these parties are solely between you and them.
The Site and its content are provided "as is" and "as available." We make no warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or virus-free.
To the maximum extent permitted by law, RateMatchup, its affiliates, Network Providers, partners, officers, directors, employees, and agents are not liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, revenue, data, or goodwill arising from your use of the Site or communications with Network Providers. Our total liability for any claim will not exceed $100.
You agree to indemnify and hold harmless RateMatchup and its Network Providers from any claims, damages, or expenses (including attorney's fees) arising from your use of the Site or breach of these Terms.
You and RateMatchup agree that any dispute, claim, or controversy arising out of or relating to your use of the Site, these Terms, or communications from RateMatchup or its Network Providers, including TCPA claims, will be resolved exclusively through final and binding arbitration, not in court. This agreement applies to RateMatchup, its Network Providers, marketing partners, agents, successors, and assigns.
Arbitration will be administered by Judicate West in accordance with its applicable rules. The arbitration and any required mediation will take place at:
Judicate West – West LA / Century City
1925 Century Park East, Suite 1700
Los Angeles, CA 90067
Phone: 800.488.8805
Alternatively, arbitration may be conducted virtually if all parties agree. Each party will bear its own attorneys' fees and costs, except as otherwise required by law.
You agree that all disputes must be brought in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. Class arbitrations, class actions, private attorney general actions, and consolidation of arbitrations are not allowed.
Before initiating arbitration, the parties agree to attempt good-faith mediation administered by Judicate West. Mediation costs will be shared equally.
Either party may bring an individual action in small claims court for disputes within that court's jurisdiction.
These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Venue for any mediation or arbitration will be exclusively with Judicate West – West LA / Century City, as described above.
We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.
For questions or to revoke consent in writing, contact us at:
RateMatchup
Email: info@ratematchup.com