RateMatchUp.com is not a lender, financial institution, loan broker, or an agent for any entities listed on this website or in our Provider Network. We do not make loan or credit decisions, nor do we control or influence the lending terms offered by providers in our network. This website collects the personal information you provide and utilizes it to match you with third-party lenders and financial service providers within our network. With your consent, your information may also be shared with intermediary service providers to facilitate these connections.
No Guarantee of Loan Approval or Terms
Our services are free for consumers; however, we may receive compensation from lenders and non-lenders for referring leads. Submission of a request does not guarantee approval for a loan or financial product. The availability of offers, rates, and terms depends on the participating providers, as well as your financial profile, creditworthiness, and applicable state and federal laws. You may qualify for an amount lower than requested or receive no offers at all.
Consumer Responsibility & Financial Caution
If you are matched with a lender or provider, it is essential to thoroughly review the loan terms, including interest rates, fees, and repayment obligations. Before agreeing, confirm that the payments fit within your financial means. Lenders may conduct credit checks through major credit bureaus and verify the information you provide. Some lenders may impose additional eligibility criteria.
We strongly advise against accepting any loan offer that exceeds your ability to repay. Late or missed payments may result in additional fees, negative impacts on your credit score, and collections activity.
Short-Term & High-Interest Loan Considerations
Short-term, small-dollar loans should not be considered a long-term financial solution. High-interest loans, including payday and cash advance loans, can lead to long-term debt cycles. We encourage you to explore professional financial advice and alternative options before borrowing.
State-Specific Availability & Legal Compliance
Not all lenders and financial service providers in our network operate in every state. If no participating lenders serve your state, we will not be able to provide a match. Loan terms, interest rates, and eligibility requirements vary by state and lender. Our service does not constitute an offer or solicitation for loan products that are restricted or prohibited by state law.
By using RateMatchUp.com, you acknowledge and agree that we are not responsible for any agreements you enter into with third-party lenders or service providers. We recommend that you carefully read and understand all terms before proceeding with any financial product.