Effective Date: May 14, 2024
Last Updated: May 14, 2024
This Privacy Policy explains how RateMatchup.com ("RateMatchup," "we," "our," or "us") collects, uses, shares, and protects personal information obtained through our website, forms, and related services (the "Site"). By using the Site, you agree to the collection and use of information as described in this Privacy Policy and agree to be bound by the Terms of Use and the Electronic Consent & Communications Disclosure.
This Privacy Policy is designed to comply with applicable U.S. federal and state privacy laws including, but not limited to, the Telephone Consumer Protection Act (TCPA), CAN-SPAM Act, California Consumer Privacy Act (CCPA) as amended by the CPRA, and relevant state mini-TCPA laws. It also reflects certain principles of the EU General Data Protection Regulation (GDPR) for international visitors.
We may collect the following categories of information:
We may use your information for the following purposes:
We may share your information with:
By submitting your information, you authorize RateMatchup to share your information with Network Providers and their marketing partners. You also acknowledge that Network Providers may share your information with their own partners for marketing, fulfillment, and servicing purposes.
By providing your contact information, you provide your express written consent and electronic signature authorizing RateMatchup, its Network Providers, their marketing partners, and agents to contact you at the phone number(s) and email address(es) provided. Contact may be made using automated technology, including autodialers, selection systems, robocalls, and prerecorded, AI, or artificial voices, even if your number is listed on a Do-Not-Call registry. Message and data rates may apply. Message frequency varies.
Consent is not required as a condition of purchase. Consent remains valid indefinitely until revoked in writing. You may revoke consent at any time by replying "STOP" to text messages, clicking unsubscribe in emails or responding stop, or contacting info@ratematchup.com.
If you believe your information was submitted to us or our Network Providers without your authorization, contact us immediately at info@ratematchup.com. We are not responsible for any claims, damages, or liabilities resulting from fraudulent or unauthorized submissions. RateMatchup and its Network Providers may rely in good faith on the validity of information submitted through the Site.
Depending on your state of residence, you may have rights under privacy laws such as the CCPA/CPRA, including the right to:
To exercise these rights, contact info@ratematchup.com.
We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, and resolve disputes. We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet or electronic storage is 100 percent secure.
By using the Site, you agree that any dispute, claim, or controversy arising out of or relating to this Privacy Policy, our data practices, or communications—including TCPA or privacy-related claims—will be governed by the Binding Arbitration and Class Action Waiver contained in the Terms of Use.
Arbitration and mediation venue:
Judicate West – West LA / Century City
1925 Century Park East, Suite 1700
Los Angeles, CA 90067
Phone: 800.488.8805
All disputes must be brought on an individual basis; class actions, private attorney general actions, and consolidated proceedings are not permitted.
You agree that RateMatchup's Network Providers, their marketing partners, affiliates, successors, assigns, and agents are intended third-party beneficiaries of this Privacy Policy. This means they may rely on and enforce the terms of this Privacy Policy, including arbitration, class action waiver, consent, and data sharing provisions.
You agree to indemnify, defend, and hold harmless RateMatchup, its affiliates, Network Providers, partners, officers, directors, employees, contractors, agents, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including attorneys' fees) arising out of or related to your use of the Site, your submissions, or your breach of this Privacy Policy.
The Site is not intended for children under 18 years of age. We do not knowingly collect personal information from children. If we learn we have collected information from a child, we will delete it.
We may update this Privacy Policy from time to time. The updated version will be indicated by the "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the revised policy.
For questions about this Privacy Policy or to exercise your privacy rights, contact:
RateMatchup
Email: info@ratematchup.com